MEMO FOR APARTMENT BUYERS

MEMO FOR APARTMENT BUYERS

From January 1, 2026

Principle: “The debt follows the apartment”

From 01.01.2026, when purchasing an apartment, part of the utility debts may transfer to the new owner.

What may transfer to the buyer:
• debts for utility services;
• debts for building management and maintenance;
• contributions to the capital (repair) fund.

Only debts incurred within the last 3 years prior to the purchase.
Debts older than 3 years remain with the previous owner.

What is important to check BEFORE the transaction:

Availability or absence of utility debts
A statement of accounts from the management company / housing office
Relevance of the data as of the transaction date

Seller’s obligations:
• provide information about the apartment’s payment status;
• provide a certificate from the management company.

If the certificate is not provided, the buyer has the right to demand it as a mandatory condition of the transaction.

If debts are discovered AFTER the purchase:

The new owner has the right to:
• recover the paid amounts from the seller;
• demand a reduction of the apartment price by the amount of the debt.

Conclusion:

Before purchasing an apartment, always check for debts — this will protect you from unexpected expenses.